Stop Over-thinking AI Subscriptions

An excellent argument that developers are being penny-wise and pound-foolish about AI subscriptions.

Peter breaks down the actual costs:

  • Claude Max at $200/month gives you almost unlimited usage
  • Cursor Pro at $20/month plus $0.04 per extra request is super cheap for coding assistance
  • even expensive stuff like OpenAI’s o3 model is worth it when you’re stuck on hard problems.

His point is that if you bill $800/day as a contractor, spending a few hundred bucks on AI tools that save you hours every month is a complete no-brainer - the productivity gains pay for themselves almost instantly, so stop overthinking the subscription costs and just buy the tools.

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